Involuntary Lien Records Info

Involuntary Lien Records Info

Involuntary Liens Report also referred to as Personal Liens, are not to be confused with Voluntary Liens. Involuntary Lien consists of chosen liens placed on property to which the current or previous property owner normally did not consent or agree, or as a result of an involuntary act by the owner of a property. Due to some detrimental action or inaction by the property owner, a third party places or files a lien on the property to secure money owed to the third party by the property owner. The filing requirements and statutes of limitations for most liens vary according to the law of each State. Title Search is the universal method of examining official County records to determine whether an owner's rights in real property are in good standing.

Involuntary Liens are considered:

  •  Mechanic's Liens (imposed to secure payments of performed work for construction-type services for the improvement of real estate)
  •  HOA Liens (imposed to secure payments of HOA member assessments)
  •  Bankruptcy Liens (imposed to secure payments of creditors in the bankruptcy proceeding)
  •  Judgment Liens (imposed to secure payments of judgment)
  •  Federal Tax or IRS Liens (imposed to secure payments of federal tax)
  •  State Tax Liens (imposed to secure payments of state tax)
  •  City/County Tax Lien (imposed to secure payments of local tax or other special assessments by a municipality)
  •  Support Judgment (imposed to secure payments for an unpaid child or spousal support)
  •  Divorce (imposed to secure payments as an award to one spouse for the ownership of the marital home)

Involuntary Lien (IL) can be considered the opposite of Voluntary Lien (VL), where it is offered as collateral, such as Mortgage Lien. A lien is an encumbrance on the property – in any event, it is a hold or a claim on the property of another to satisfy an unpaid debt, with or without the owner's consent. All liens are attached to the property, not the property owner, so when there is a transfer of a property, it is highly advisable to have the appropriate liens removed before transferring the title.

You can perform an instant lien search by using the owner's first and last name on a specified subject property address. You can locate not only the outstanding liens but in many cases also determine lien position, along with relating documents or data. Due to their dual nature, certain foreclosure records are included on both Involuntary and Voluntary Liens reports. For Involuntary Lien research, the physical address of a property must be present to have a successful outcome.   

With some common surnames, the system may locate multiple lien records within the County corresponding to the name of the subject property's owner, yet possibly unrelated to the particular property under study.

The logic behind the Involuntary Liens Report: to provide instant online access to the history of lien transactions such as State and Federal tax liens, personal judgments, foreclosures, divorce, and child support liens, as well as ownership records of real property in the United States. Find liens placed on a property by an outside authority against the will of the owner.

Types of Properties: residential, commercial, industrial, agricultural, land, and all other types of Real Estate Properties.

Contents of Involuntary Liens Report: various liens-related records, including current and historical information on:

  • – Personal Liens, such as State and Federal tax liens (including IRS liens), personal judgments, divorce, child support, bankruptcy
  • – Property Liens, such as Mechanic's or Construction liens, HOA (Homeowners Association) liens, City and County liens, foreclosures
  • – Lien releases and satisfactions
All related types of Document Images, except for bankruptcy records, may be available for purchase from Involuntary Liens Reports.

Involuntary Liens, like other real estate filings, are public record. Unlike traditional property records, online search and retrieval of Involuntary Liens Reports is limited not only geographically, but also to some extent by the specific filing type as well. This means that in selected jurisdictions, even with the availability of certain lien records, some other types may not be available. This database completeness varies by State and by County, so before attempting to request a report you must always check the State/County Coverage to make sure that what you are looking for is available in your desired area.

Fairly often, under various circumstances, the generated Involuntary Liens Report may only include the property identification data, the owner's name, and the set dates for the subject area. This type of restricted return shall be indicative of a successfully processed report containing no specified liens within the covered period. Since such information is factual, the generated report is considered valid and chargeable.

  Property reports do not represent the condition of the title and may not include all recorded information. Property records are in the public domain -- government establishments, such as the county recorder, and the local tax assessor's office, are tasked with maintaining them. Not all data may be available in all Counties or on every real property.